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Get your dream swimming pool with HFS Financial!
Building a backyard swimming pool is one of the most exciting adventures you’ll ever have. That’s what makes swimming pool loans so incredibly important. Not only will you be adding a beautiful asset to your home, but you’ll also be creating a space to make endless memories with the ones you love most.
 
The inviting sparkle of clear, cool water turns a boring backyard into a complete showstopper. Adding the crown jewel of your home all begins with the right financing, with terms and rates on pool loans that will make both your heart and your wallet happy. Discover how HFS Financial can help you get the backyard pool of a lifetime.

What impact can a swimming pool have on my home and family?
A swimming pool brings so much to any home – entertainment, closer relationships, less screen time, more healthy exercise, and so much more. Installing a new swimming pool also adds great value to your at-home lifestyle and can even boost your home’s equity! The right swimming pool can set the stage for premier family time, backyard parties, restorative relaxation, holiday celebrations, and a gathering space for kids and adults alike.

When you want to build an inground pool – whether fiberglass, concrete, or vinyl liner – you’re going to need the best financing to get this major home improvement project completed according to your dreams.

That’s why HFS Financial offers the leading options for swimming pool loans for your sensational new pool. Plus, it couldn’t be easier to get started on the financing you need to make all your backyard pool dreams happen. With our quick, 60-second inquiry, you can start the process of discovering your own incredible backyard transformation.

Where can I find swimming pool loans with good rates?
HFS Financial can help you find the perfect financing options for your new swimming pool. Why use HFS Financial for your new pool? For over 55 years, we have specialized in helping consumers find the right swimming pool loans to ensure the most pleasant overall pool financing experience. 

If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it used to take to get a swimming pool loan. So, we established HFS Financial to turn a complicated process into a fast and simple one. Cut through the red tape with an easy process that involves far less paperwork and far more beneficial options than other financing available. Now you can spend more time building a new swimming pool in your backyard and less time struggling to finance the project before it even starts.

How can I know I am getting the right pool loan for my needs?

One of the most important parts of funding is being able to do what you want, when you want, with your own money. Our direct-to-consumer financing gives you complete control over your own funding – making you a cash buyer from the get-go. And with no staged funding, your perfect pool project will never be held up for inspections, approval, or other delays often associated with other types of financing options. 
 
Are loans with HFS Financial hassle free?

You’ll receive 100% of your financing up front – allowing you to make the purchases, payments, and decisions you need to get your stunning new backyard pool completed quickly. Check out our online reviews to see all the happy customers who chose HFS for their pool loan. Our goal is provide the easiest pool loans in the industry. We get you a loan, and then we leave you alone!
 
 
How much can I finance and for how many years can you finance a pool?

A very common question is “what are typical pool loan terms?”. Often, pool lenders cap their lending at 10- to 15-year terms. However, when you work with HFS Financial for your swimming pool loan needs, you can lengthen the term of your pool loans to up to 20 years. Not only does this allow for a lower monthly payment, but our fixed-rate payment options and excellent interest rates make building your dream pool cost-effective.

The average cost of in-ground swimming pool loans is between $20,000 – $100,000. With loans up to $500,000, the sky’s the limit on all of the ways you can make your backyard the most beautiful space at home. And with swimming pool loans and other home improvement loans available, you can maximize your money by planning your projects at the same time. When you have a contractor who specializes in building exceptional backyard retreats, check out their full array of offerings for your new backyard space.

How fast will my swimming pool loan be funded?

At HFS Financial, we work tirelessly to ensure that you have the money in hand that you need right when you need it. Once your application is submitted, we quickly notify you of your funding options – often in as little as 24 hours! You’ll also have a dedicated expert on hand to walk you through all of the details concerning your project financing. In fact, you can reach our team anytime by calling 1-800-254-9560.
With ultra-fast funding, you can get started on your project as soon as you want. Don’t waste precious time chasing financing that will leave you frustrated: facing staged funding, dealing with unnecessary approvals and delays, or being waylaid by other red tape and roadblocks. At HFS, we get your pool loan funded as quickly as possible, so you can get started on your dream pool ASAP. 

What if I need to improve the area around my new swimming pool with landscaping, fencing, or decking?

As you plan your new swimming pool, you may realize the need for additional financing for other home improvement projects like privacy or chain link fencing, a pool enclosure, a new deck, backyard landscaping, and more. Do you need to apply for separate financing? Not with HFS Financial! Roll your entire project into one easy-to-secure loan. We offer an array of home improvement financing options for both exterior and interior projects.

With the help of the expert staff at HFS Financial, you can obtain the home improvement and swimming pool loans you need to a backyard that will be the talk of the neighborhood. From new hardscaping and decking to a beautiful outdoor kitchen, you can truly build a custom space to live your best life at home. Whether poolside cooking and dining are in your vision, or you want new hardscaping and landscaping that complement your gorgeous new pool, you can have it all with financing through HFS Financial.

I’m ready! How do I find out my pool loan rates and payment options?

If you’ve been dreaming about finally building a new swimming pool in your backyard, make your dreams a reality by applying with HFS Financial today! HFS is your hassle-free unsecured swimming pool loans solution for all of your swimming pool loan needs. You receive your full loan amount up front, so you control your pool project.

Create the backyard retreat that all of your family, friends, and guests will love. With HFS Financial, “You Dream It, We Finance It!”

Writer's pictureShelby Oliver
Aug 133 min read

Why Fall is the Best Time to Plan Your Pool Renovation: Tips for a Successful Upgrade


Pool Renovation

As the summer sun sets and the leaves begin to change, many pool owners might think it's time to forget about their backyard oasis until the next swim season. However, fall is actually the perfect time to plan and execute a pool renovation. Whether you're looking to upgrade the aesthetics, improve functionality, or enhance energy efficiency, autumn offers unique advantages that can make your renovation project more successful and cost-effective.


1. Contractor Availability and Cost Savings


One of the biggest benefits of planning a pool renovation in the fall is the increased availability of contractors. During the summer, pool builders and renovators are often booked solid with new installations and maintenance work. By the time fall arrives, their schedules tend to open up, allowing them to focus more on renovation projects. This not only means you have a better chance of booking your preferred contractor, but you might also benefit from off-season pricing. Many contractors offer discounts during the fall to keep their crews busy, which can translate to significant savings on your renovation project.


2. Ready for Next Swim Season


Planning and completing a pool renovation in the fall ensures that your pool will be ready for the next swim season without any delays. Spring and early summer are often the busiest times for pool contractors, and if you wait until then to start your renovation, you might not be able to enjoy your newly upgraded pool until mid-summer or later. By renovating in the fall, you can take your time planning the project, ensuring every detail is perfect, and have peace of mind knowing that your pool will be ready to use as soon as the weather warms up.


3. Ideal Weather Conditions


Fall weather is typically more stable and mild compared to the unpredictable conditions of spring or the scorching heat of summer. This makes it easier for contractors to work efficiently and complete your renovation on time. Cooler temperatures also reduce the risk of materials, such as plaster or concrete, curing too quickly, which can compromise the quality of the work. Additionally, the lower humidity levels in fall can help prevent issues like mold or mildew growth during the renovation process.


4. Opportunity to Upgrade to Energy-Efficient Features


If you're considering a pool renovation, fall is the perfect time to upgrade to more energy-efficient features that can save you money in the long run. Options like variable-speed pumps, LED lighting, solar heaters, and automated pool covers not only reduce your pool's energy consumption but also enhance its overall functionality. Installing these features during the off-season allows you to start the next swim season with a pool that is not only beautiful but also more cost-effective to operate.


5. Tips for a Successful Pool Renovation


While fall offers many advantages for pool renovations, it's important to approach the project with careful planning and attention to detail. Here are some tips to ensure your renovation is a success:


  • Set Clear Goals: Before contacting contractors, define what you want to achieve with your renovation. Are you looking to improve aesthetics, increase energy efficiency, or add new features? Having clear goals will help you communicate your vision and make informed decisions throughout the project.

  • Choose the Right Materials: The materials you choose for your renovation will have a significant impact on the final result. Consider factors like durability, maintenance requirements, and compatibility with your existing pool structure. Consult with your contractor to select the best materials for your specific needs.

  • Work with a Reputable Contractor: Selecting the right contractor is crucial to the success of your renovation. Look for a pool contractor with experience in pool renovations, a strong portfolio, and positive customer reviews. Don't be afraid to ask for references and check their credentials before signing a contract.

  • Plan for the Unexpected: Even with the best planning, renovations can sometimes encounter unexpected challenges. Build a contingency budget into your plan to cover any unforeseen costs, and stay flexible with your timeline to accommodate any delays.


Conclusion


Fall is an ideal time to plan and execute a pool renovation, offering benefits like contractor availability, cost savings, and optimal weather conditions. By starting your project in the fall, you'll ensure that your pool is ready to enjoy as soon as the next swim season begins. With careful planning, the right materials, and a reputable pool contractor, you can transform your pool into the backyard oasis of your dreams.

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