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Get your dream swimming pool with HFS Financial!
Building a backyard swimming pool is one of the most exciting adventures you’ll ever have. That’s what makes swimming pool loans so incredibly important. Not only will you be adding a beautiful asset to your home, but you’ll also be creating a space to make endless memories with the ones you love most.
 
The inviting sparkle of clear, cool water turns a boring backyard into a complete showstopper. Adding the crown jewel of your home all begins with the right financing, with terms and rates on pool loans that will make both your heart and your wallet happy. Discover how HFS Financial can help you get the backyard pool of a lifetime.

What impact can a swimming pool have on my home and family?
A swimming pool brings so much to any home – entertainment, closer relationships, less screen time, more healthy exercise, and so much more. Installing a new swimming pool also adds great value to your at-home lifestyle and can even boost your home’s equity! The right swimming pool can set the stage for premier family time, backyard parties, restorative relaxation, holiday celebrations, and a gathering space for kids and adults alike.

When you want to build an inground pool – whether fiberglass, concrete, or vinyl liner – you’re going to need the best financing to get this major home improvement project completed according to your dreams.

That’s why HFS Financial offers the leading options for swimming pool loans for your sensational new pool. Plus, it couldn’t be easier to get started on the financing you need to make all your backyard pool dreams happen. With our quick, 60-second inquiry, you can start the process of discovering your own incredible backyard transformation.

Where can I find swimming pool loans with good rates?
HFS Financial can help you find the perfect financing options for your new swimming pool. Why use HFS Financial for your new pool? For over 55 years, we have specialized in helping consumers find the right swimming pool loans to ensure the most pleasant overall pool financing experience. 

If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it used to take to get a swimming pool loan. So, we established HFS Financial to turn a complicated process into a fast and simple one. Cut through the red tape with an easy process that involves far less paperwork and far more beneficial options than other financing available. Now you can spend more time building a new swimming pool in your backyard and less time struggling to finance the project before it even starts.

How can I know I am getting the right pool loan for my needs?

One of the most important parts of funding is being able to do what you want, when you want, with your own money. Our direct-to-consumer financing gives you complete control over your own funding – making you a cash buyer from the get-go. And with no staged funding, your perfect pool project will never be held up for inspections, approval, or other delays often associated with other types of financing options. 
 
Are loans with HFS Financial hassle free?

You’ll receive 100% of your financing up front – allowing you to make the purchases, payments, and decisions you need to get your stunning new backyard pool completed quickly. Check out our online reviews to see all the happy customers who chose HFS for their pool loan. Our goal is provide the easiest pool loans in the industry. We get you a loan, and then we leave you alone!
 
 
How much can I finance and for how many years can you finance a pool?

A very common question is “what are typical pool loan terms?”. Often, pool lenders cap their lending at 10- to 15-year terms. However, when you work with HFS Financial for your swimming pool loan needs, you can lengthen the term of your pool loans to up to 20 years. Not only does this allow for a lower monthly payment, but our fixed-rate payment options and excellent interest rates make building your dream pool cost-effective.

The average cost of in-ground swimming pool loans is between $20,000 – $100,000. With loans up to $500,000, the sky’s the limit on all of the ways you can make your backyard the most beautiful space at home. And with swimming pool loans and other home improvement loans available, you can maximize your money by planning your projects at the same time. When you have a contractor who specializes in building exceptional backyard retreats, check out their full array of offerings for your new backyard space.

How fast will my swimming pool loan be funded?

At HFS Financial, we work tirelessly to ensure that you have the money in hand that you need right when you need it. Once your application is submitted, we quickly notify you of your funding options – often in as little as 24 hours! You’ll also have a dedicated expert on hand to walk you through all of the details concerning your project financing. In fact, you can reach our team anytime by calling 1-800-254-9560.
With ultra-fast funding, you can get started on your project as soon as you want. Don’t waste precious time chasing financing that will leave you frustrated: facing staged funding, dealing with unnecessary approvals and delays, or being waylaid by other red tape and roadblocks. At HFS, we get your pool loan funded as quickly as possible, so you can get started on your dream pool ASAP. 

What if I need to improve the area around my new swimming pool with landscaping, fencing, or decking?

As you plan your new swimming pool, you may realize the need for additional financing for other home improvement projects like privacy or chain link fencing, a pool enclosure, a new deck, backyard landscaping, and more. Do you need to apply for separate financing? Not with HFS Financial! Roll your entire project into one easy-to-secure loan. We offer an array of home improvement financing options for both exterior and interior projects.

With the help of the expert staff at HFS Financial, you can obtain the home improvement and swimming pool loans you need to a backyard that will be the talk of the neighborhood. From new hardscaping and decking to a beautiful outdoor kitchen, you can truly build a custom space to live your best life at home. Whether poolside cooking and dining are in your vision, or you want new hardscaping and landscaping that complement your gorgeous new pool, you can have it all with financing through HFS Financial.

I’m ready! How do I find out my pool loan rates and payment options?

If you’ve been dreaming about finally building a new swimming pool in your backyard, make your dreams a reality by applying with HFS Financial today! HFS is your hassle-free unsecured swimming pool loans solution for all of your swimming pool loan needs. You receive your full loan amount up front, so you control your pool project.

Create the backyard retreat that all of your family, friends, and guests will love. With HFS Financial, “You Dream It, We Finance It!”

Upgrading Your Pool: Must-Have Features for 2025

  • Writer: Leah Hughes
    Leah Hughes
  • Mar 26
  • 4 min read

As pool technology and design continue to evolve, homeowners are increasingly looking for ways to upgrade their pools to enhance both aesthetics and functionality. Whether you’re planning a major renovation or just adding a few modern features, the right upgrades can transform your backyard oasis into a more luxurious, efficient, and enjoyable space. If you’re thinking about upgrading your pool in 2025, here are some must-have features that will elevate your swimming experience and increase your home’s value.



1. Smart Pool Technology

In 2025, the integration of smart technology in pools is no longer just a luxury — it’s a must. Smart pools are equipped with automation systems that allow you to control every aspect of your pool from your smartphone or tablet. From adjusting the water temperature and controlling the lighting to monitoring water chemistry and cleaning cycles, smart pool systems make it easier than ever to maintain your pool and ensure it’s always ready for a swim.


Key Features to Look For:

  • Remote Control: Adjust temperature, lighting, and jets with a tap of your phone.

  • Automated Maintenance: Set your pool to clean itself on a schedule.

  • Water Quality Monitoring: Get alerts when the water needs chemical balancing.


2. Energy-Efficient Pumps and Heaters

As sustainability continues to be a priority for homeowners, energy-efficient pool equipment is more important than ever. New-generation variable-speed pumps are quieter, more efficient, and consume less energy than traditional pumps. In addition, solar pool heaters are becoming a popular way to warm your pool without the added cost of electricity, especially in regions with plenty of sunshine. By upgrading your equipment, you’ll reduce your environmental impact while saving on energy costs in the long run.


Energy-Efficient Features to Consider:

  • Variable-Speed Pumps: Adjust the speed of the pump to suit the pool’s needs, cutting energy consumption.

  • Solar Heating Systems: Use the sun’s energy to maintain an ideal pool temperature.

  • LED Lighting: Long-lasting and low energy consumption for your pool’s lighting needs.


3. Saltwater Pools

Saltwater pools have gained popularity over the years due to their low-maintenance, gentler water chemistry, and reduced chlorine usage. In 2025, saltwater pools continue to be a preferred choice for homeowners looking for a more natural swimming experience. The water is softer on the skin, eyes, and hair, and the saltwater chlorinator automatically produces chlorine, reducing the need for manual chemical adjustments.


Why Saltwater Pools Are a Must:

  • Low Maintenance: Automatic chlorination system reduces the need for harsh chemicals.

  • Gentler on Skin and Eyes: Ideal for those with sensitive skin or allergies.

  • Environmentally Friendly: Less chlorine means fewer chemicals entering the environment.


4. Tanning Ledges and Shallow Areas

Tanning ledges and shallow areas are becoming an increasingly popular feature for pool owners in 2025. These areas provide a perfect spot for lounging in the water, especially for young children or anyone looking to relax without fully submerging themselves. Tanning ledges often include built-in water jets or bubblers, which add a luxurious touch to your pool.


Benefits of Tanning Ledges and Shallow Zones:

  • Relaxing Lounging: Enjoy the comfort of the water without diving in.

  • Water Features: Built-in jets, bubblers, or even small waterfalls create a soothing atmosphere.

  • Family-Friendly: Perfect for children or those who prefer a gentler swimming experience.


5. Glass Pool Fencing

If you're looking to add a modern touch to your pool's aesthetic, glass pool fencing is an elegant and functional upgrade. It provides unobstructed views of your pool and surrounding landscape while offering the safety and security needed for families with young children or pets. Glass fencing is durable, easy to maintain, and can blend seamlessly with any outdoor décor.


Why Glass Pool Fencing is a Must-Have:

  • Unobstructed Views: Enjoy a clear, open view of your pool and backyard.

  • Safety: Meets safety requirements while still looking sleek and modern.

  • Easy Maintenance: Requires minimal cleaning and won’t rust or fade over time.


6. Waterfalls and Water Features

Adding a waterfall, water fountain, or any other water feature is a surefire way to create a more tranquil and resort-like atmosphere in your backyard. These features can be incorporated into pool designs in various ways, from rock formations to sleek modern installations. The sound of running water not only creates a relaxing ambiance but also adds visual interest to your pool area.


Top Water Features for Your Pool:

  • Waterfalls: Add a natural, cascading effect that creates both beauty and soothing sounds.

  • Bubblers and Jets: Decorative water effects that can be placed in shallow areas or on the pool floor.

  • Deck Jets and Fountains: Fun, interactive elements that can be integrated into pool walls or floors.


7. Fiber Optic Pool Lighting

Gone are the days of basic pool lighting. Fiber optic pool lighting offers customizable color-changing options that can set the mood for any occasion. Whether you’re hosting a party or just relaxing in the evening, these vibrant lighting systems can be controlled remotely and can transform your pool into a stunning visual centerpiece.


Lighting Ideas for 2025 Pools:

  • LED Fiber Optic Lights: Create stunning, customizable colors and effects.

  • Underwater Lighting: Enhance your pool's beauty with submerged lights that illuminate the water.

  • Ambient Lighting: Soft lighting around the pool area for a calming atmosphere.


8. Poolside Cabanas and Shade Structures

With the increasing desire for relaxation and comfort, poolside cabanas and shade structures have become essential for modern pools. These outdoor spaces offer a cool retreat from the sun and can be outfitted with comfortable furniture, curtains, and even outdoor TVs. Whether you’re entertaining guests or simply lounging, these shade structures add both style and functionality to your pool area.


Features for Ultimate Poolside Comfort:

  • Custom Cabanas: Add a touch of luxury and privacy to your pool area.

  • Pergolas and Shade Sails: Provide a stylish way to offer shade while maintaining an open, airy feel.

  • Outdoor Furniture: Choose weather-resistant lounge chairs, sofas, and dining sets to complete your poolside retreat.


Conclusion

Upgrading your pool in 2025 is all about embracing new technology, sustainability, and luxury. From energy-efficient pumps and smart automation systems to saltwater pools and stunning water features, the possibilities are endless when it comes to creating your dream backyard oasis. Whether you want to enhance the aesthetics, improve functionality, or prioritize maintenance-free enjoyment, these upgrades will ensure your pool is ready for the future. So, dive into these innovative features and enjoy a whole new level of comfort and convenience in your swimming experience! Leah Hughes, Owner at Texas Innovative Pools in Tomball, TX and Spicewood, TX www.txinnovativepools.com

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