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Get your dream swimming pool with HFS Financial!
Building a backyard swimming pool is one of the most exciting adventures you’ll ever have. That’s what makes swimming pool loans so incredibly important. Not only will you be adding a beautiful asset to your home, but you’ll also be creating a space to make endless memories with the ones you love most.
The inviting sparkle of clear, cool water turns a boring backyard into a complete showstopper. Adding the crown jewel of your home all begins with the right financing, with terms and rates on pool loans that will make both your heart and your wallet happy. Discover how HFS Financial can help you get the backyard pool of a lifetime.

What impact can a swimming pool have on my home and family?
A swimming pool brings so much to any home – entertainment, closer relationships, less screen time, more healthy exercise, and so much more. Installing a new swimming pool also adds great value to your at-home lifestyle and can even boost your home’s equity! The right swimming pool can set the stage for premier family time, backyard parties, restorative relaxation, holiday celebrations, and a gathering space for kids and adults alike.

When you want to build an inground pool – whether fiberglass, concrete, or vinyl liner – you’re going to need the best financing to get this major home improvement project completed according to your dreams.

That’s why HFS Financial offers the leading options for swimming pool loans for your sensational new pool. Plus, it couldn’t be easier to get started on the financing you need to make all your backyard pool dreams happen. With our quick, 60-second inquiry, you can start the process of discovering your own incredible backyard transformation.

Where can I find swimming pool loans with good rates?
HFS Financial can help you find the perfect financing options for your new swimming pool. Why use HFS Financial for your new pool? For over 55 years, we have specialized in helping consumers find the right swimming pool loans to ensure the most pleasant overall pool financing experience. 

If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it used to take to get a swimming pool loan. So, we established HFS Financial to turn a complicated process into a fast and simple one. Cut through the red tape with an easy process that involves far less paperwork and far more beneficial options than other financing available. Now you can spend more time building a new swimming pool in your backyard and less time struggling to finance the project before it even starts.

How can I know I am getting the right pool loan for my needs?

One of the most important parts of funding is being able to do what you want, when you want, with your own money. Our direct-to-consumer financing gives you complete control over your own funding – making you a cash buyer from the get-go. And with no staged funding, your perfect pool project will never be held up for inspections, approval, or other delays often associated with other types of financing options. 
Are loans with HFS Financial hassle free?

You’ll receive 100% of your financing up front – allowing you to make the purchases, payments, and decisions you need to get your stunning new backyard pool completed quickly. Check out our online reviews to see all the happy customers who chose HFS for their pool loan. Our goal is provide the easiest pool loans in the industry. We get you a loan, and then we leave you alone!
How much can I finance and for how many years can you finance a pool?

A very common question is “what are typical pool loan terms?”. Often, pool lenders cap their lending at 10- to 15-year terms. However, when you work with HFS Financial for your swimming pool loan needs, you can lengthen the term of your pool loans to up to 20 years. Not only does this allow for a lower monthly payment, but our fixed-rate payment options and excellent interest rates make building your dream pool cost-effective.

The average cost of in-ground swimming pool loans is between $20,000 – $100,000. With loans up to $500,000, the sky’s the limit on all of the ways you can make your backyard the most beautiful space at home. And with swimming pool loans and other home improvement loans available, you can maximize your money by planning your projects at the same time. When you have a contractor who specializes in building exceptional backyard retreats, check out their full array of offerings for your new backyard space.

How fast will my swimming pool loan be funded?

At HFS Financial, we work tirelessly to ensure that you have the money in hand that you need right when you need it. Once your application is submitted, we quickly notify you of your funding options – often in as little as 24 hours! You’ll also have a dedicated expert on hand to walk you through all of the details concerning your project financing. In fact, you can reach our team anytime by calling 1-800-254-9560.
With ultra-fast funding, you can get started on your project as soon as you want. Don’t waste precious time chasing financing that will leave you frustrated: facing staged funding, dealing with unnecessary approvals and delays, or being waylaid by other red tape and roadblocks. At HFS, we get your pool loan funded as quickly as possible, so you can get started on your dream pool ASAP. 

What if I need to improve the area around my new swimming pool with landscaping, fencing, or decking?

As you plan your new swimming pool, you may realize the need for additional financing for other home improvement projects like privacy or chain link fencing, a pool enclosure, a new deck, backyard landscaping, and more. Do you need to apply for separate financing? Not with HFS Financial! Roll your entire project into one easy-to-secure loan. We offer an array of home improvement financing options for both exterior and interior projects.

With the help of the expert staff at HFS Financial, you can obtain the home improvement and swimming pool loans you need to a backyard that will be the talk of the neighborhood. From new hardscaping and decking to a beautiful outdoor kitchen, you can truly build a custom space to live your best life at home. Whether poolside cooking and dining are in your vision, or you want new hardscaping and landscaping that complement your gorgeous new pool, you can have it all with financing through HFS Financial.

I’m ready! How do I find out my pool loan rates and payment options?

If you’ve been dreaming about finally building a new swimming pool in your backyard, make your dreams a reality by applying with HFS Financial today! HFS is your hassle-free unsecured swimming pool loans solution for all of your swimming pool loan needs. You receive your full loan amount up front, so you control your pool project.

Create the backyard retreat that all of your family, friends, and guests will love. With HFS Financial, “You Dream It, We Finance It!”

Photo of peaceful inground pool


Where Every Dive Is an Experience, Every Pool Is a Masterpiece.

swimmer in a swimming pool logo

As PHTA Certified Pool Builder's, we leverage over thirty-five years of expertise in concrete, structural steel, and pools, enriched by the educational resources provided by PHTA. Our commitment to quality has positioned us as a trusted leader in the pool industry across the Texas Hill Country, Austin, and North Houston areas. When you sign with us, know you are signing with a company focused on excellence.  We strive to deliver quality pools, typically completed within 90 days, paired with exceptional service, prompt efficiency, and unparalleled customer satisfaction.  

Paul & Leah Hughes

Paul & Leah Hughes




Every great project begins with a superbly crafted and meticulously planned design. Our adept in-house design team collaborates closely with you to generate a 3D visualization of your project, encompassing precise elevations and providing both daytime and nighttime perspectives. Our proficient and experienced construction team then brings your project to fruition with precision and finesse, ensuring excellence in every aspect.


 Personalized Solutions 

 Cost Control

Greater confidence

Efficient Planning

At Texas Innovative Pools we take pride in our mastery of in-ground pool design and construction. Our experience extends to the unique challenges posed by the Texas Hill Country landscape.


One contractor start to finish 

Experience with all phases of construction

Experience with both residential & commercial pools

Seasoned in excavating Hill Country Terrain

Embracing stunning outdoor living spaces at home enhances your quality of life by extending your living space, promoting relaxation, social interaction, physical well-being, and a deeper connection with nature. It also adds value to your property and allows for creative personal expression. 


Quality Materials

Expert Design Guidance and Customization

Warranty and Support


With over 35 years specializing in concrete, structural steel & pools

Expertise and Experience

We understand that every homeowner has a unique vision

Unique Design and Customization

We take pride in our meticulous craftsmanship.

Quality Craftsmanship

Why Choose


swimming pool with outdoor living space
outdoor kitchen and living area
Outdoor Kitchen and Living Area
Poolside cabana th exposed formboard poured in place concrete wall and bar
Poolside Cabana with Exposed Formboard Poured In Place Concrete Wall and Bar
Single slope outdoor kitchen
Single Slope Outdoor Kitchen
Custom Pizza Oven with Chimney
Outdoor Kitchen, Tri-level Stage, Observation Deck and Subterranean Equipment Room
Single Slope Poolside Cabana


Designing your dream outdoor living space goes beyond just creating a functional area; it's about curating an environment that resonates with your individual purpose and use while seamlessly blending with the aesthetic of your surroundings

backyard pool with decking, firepit and xeriscape landscaping

A complete backyard pool install with decking, firepit area, landscaping and an artificial putting green
xeriscape landscaping and walkway leading to poolside cabanas

Beautiful Hill Country Ranch with Xeriscape landscaping, and walkways leading to several poolside Casitas 
poolside party barn with rock bed and xeriscape landscaping with walkway leading to a large circular firepit

Custom  party barn with Xeriscape landscaping and a walkways leading to a resort style pool and  large circular Firepit
Custom Pizza Oven with Chimney
Outdoor Kitchen, Stage & Observation Deck
Single Slope Poolside Cabana


Let us complete your pool project by incorporating stunning landscaping, along with hardscape decking, pathways, fire pits, outdoor kitchens and other features, enhancing your outdoor space to perfection.

custom inground swimming pool with spa and tanning ledge
R. Schwartz
"Texas Innovative Pools made the whole pool design and building process simple and easy.  There were no delays between the different phases.  We live on Dolamite and they were familiar with the issues involved and factored that into their schedules and pricing.  They worked quickly, built an amazing pool, helped with drainage issues between the pool and house, and cleaned up the site afterwards.  Everyone was friendly and easy to deal with, I felt as if we got personal attention every step of the way, and I would highly recommend them.  The whole process was painless from start to finish.  My wife and I are very happy with their work."



Ready to turn your dream pool into a stunning reality? With our team of experienced professionals guiding you every step of the way, your vision is in expert hands from start to finish!



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