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Get your dream swimming pool with HFS Financial!
Building a backyard swimming pool is one of the most exciting adventures you’ll ever have. That’s what makes swimming pool loans so incredibly important. Not only will you be adding a beautiful asset to your home, but you’ll also be creating a space to make endless memories with the ones you love most.
 
The inviting sparkle of clear, cool water turns a boring backyard into a complete showstopper. Adding the crown jewel of your home all begins with the right financing, with terms and rates on pool loans that will make both your heart and your wallet happy. Discover how HFS Financial can help you get the backyard pool of a lifetime.

What impact can a swimming pool have on my home and family?
A swimming pool brings so much to any home – entertainment, closer relationships, less screen time, more healthy exercise, and so much more. Installing a new swimming pool also adds great value to your at-home lifestyle and can even boost your home’s equity! The right swimming pool can set the stage for premier family time, backyard parties, restorative relaxation, holiday celebrations, and a gathering space for kids and adults alike.

When you want to build an inground pool – whether fiberglass, concrete, or vinyl liner – you’re going to need the best financing to get this major home improvement project completed according to your dreams.

That’s why HFS Financial offers the leading options for swimming pool loans for your sensational new pool. Plus, it couldn’t be easier to get started on the financing you need to make all your backyard pool dreams happen. With our quick, 60-second inquiry, you can start the process of discovering your own incredible backyard transformation.

Where can I find swimming pool loans with good rates?
HFS Financial can help you find the perfect financing options for your new swimming pool. Why use HFS Financial for your new pool? For over 55 years, we have specialized in helping consumers find the right swimming pool loans to ensure the most pleasant overall pool financing experience. 

If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it used to take to get a swimming pool loan. So, we established HFS Financial to turn a complicated process into a fast and simple one. Cut through the red tape with an easy process that involves far less paperwork and far more beneficial options than other financing available. Now you can spend more time building a new swimming pool in your backyard and less time struggling to finance the project before it even starts.

How can I know I am getting the right pool loan for my needs?

One of the most important parts of funding is being able to do what you want, when you want, with your own money. Our direct-to-consumer financing gives you complete control over your own funding – making you a cash buyer from the get-go. And with no staged funding, your perfect pool project will never be held up for inspections, approval, or other delays often associated with other types of financing options. 
 
Are loans with HFS Financial hassle free?

You’ll receive 100% of your financing up front – allowing you to make the purchases, payments, and decisions you need to get your stunning new backyard pool completed quickly. Check out our online reviews to see all the happy customers who chose HFS for their pool loan. Our goal is provide the easiest pool loans in the industry. We get you a loan, and then we leave you alone!
 
 
How much can I finance and for how many years can you finance a pool?

A very common question is “what are typical pool loan terms?”. Often, pool lenders cap their lending at 10- to 15-year terms. However, when you work with HFS Financial for your swimming pool loan needs, you can lengthen the term of your pool loans to up to 20 years. Not only does this allow for a lower monthly payment, but our fixed-rate payment options and excellent interest rates make building your dream pool cost-effective.

The average cost of in-ground swimming pool loans is between $20,000 – $100,000. With loans up to $500,000, the sky’s the limit on all of the ways you can make your backyard the most beautiful space at home. And with swimming pool loans and other home improvement loans available, you can maximize your money by planning your projects at the same time. When you have a contractor who specializes in building exceptional backyard retreats, check out their full array of offerings for your new backyard space.

How fast will my swimming pool loan be funded?

At HFS Financial, we work tirelessly to ensure that you have the money in hand that you need right when you need it. Once your application is submitted, we quickly notify you of your funding options – often in as little as 24 hours! You’ll also have a dedicated expert on hand to walk you through all of the details concerning your project financing. In fact, you can reach our team anytime by calling 1-800-254-9560.
With ultra-fast funding, you can get started on your project as soon as you want. Don’t waste precious time chasing financing that will leave you frustrated: facing staged funding, dealing with unnecessary approvals and delays, or being waylaid by other red tape and roadblocks. At HFS, we get your pool loan funded as quickly as possible, so you can get started on your dream pool ASAP. 

What if I need to improve the area around my new swimming pool with landscaping, fencing, or decking?

As you plan your new swimming pool, you may realize the need for additional financing for other home improvement projects like privacy or chain link fencing, a pool enclosure, a new deck, backyard landscaping, and more. Do you need to apply for separate financing? Not with HFS Financial! Roll your entire project into one easy-to-secure loan. We offer an array of home improvement financing options for both exterior and interior projects.

With the help of the expert staff at HFS Financial, you can obtain the home improvement and swimming pool loans you need to a backyard that will be the talk of the neighborhood. From new hardscaping and decking to a beautiful outdoor kitchen, you can truly build a custom space to live your best life at home. Whether poolside cooking and dining are in your vision, or you want new hardscaping and landscaping that complement your gorgeous new pool, you can have it all with financing through HFS Financial.

I’m ready! How do I find out my pool loan rates and payment options?

If you’ve been dreaming about finally building a new swimming pool in your backyard, make your dreams a reality by applying with HFS Financial today! HFS is your hassle-free unsecured swimming pool loans solution for all of your swimming pool loan needs. You receive your full loan amount up front, so you control your pool project.

Create the backyard retreat that all of your family, friends, and guests will love. With HFS Financial, “You Dream It, We Finance It!”

Writer's pictureShelby Oliver
Aug 273 min read

The Top 5 Pool Maintenance Mistakes Homeowners Make and How to Avoid Them


pool maintenance

Owning a pool is a luxury that comes with the responsibility of proper maintenance. While regular upkeep is essential for keeping your pool in top condition, even the most diligent homeowners can make mistakes that lead to costly repairs, inefficient operation, or even health hazards. In this blog, we'll explore the top five pool maintenance mistakes homeowners commonly make and provide practical advice on how to avoid them.


1. Ignoring Water Chemistry


One of the most critical aspects of pool maintenance is balancing the water chemistry. Many homeowners either neglect to test the water regularly or do not adjust the chemical levels correctly. An imbalance in chemicals, such as chlorine, pH, and alkalinity, can lead to various problems, including algae growth, cloudy water, and skin irritation. Moreover, improper chemical levels can damage the pool's surfaces and equipment over time.


How to Avoid It: Test your pool water at least once a week using a reliable test kit. Adjust the chemical levels as needed to maintain a pH between 7.4 and 7.6, alkalinity between 80 and 120 ppm, and chlorine between 1 and 3 ppm. If you're unsure about the correct levels or how to adjust them, consult with a pool professional for guidance.


2. Skipping Regular Cleaning


Cleaning the pool might seem like a simple task, but it's one that many homeowners overlook, especially during the off-season. Failing to remove debris, brush the walls, and vacuum the pool can lead to the buildup of dirt and algae, making the pool more challenging to maintain over time.


How to Avoid It: Establish a regular cleaning routine that includes skimming the surface, brushing the walls, and vacuuming the pool floor at least once a week. If your pool is surrounded by trees or other foliage, you may need to clean it more frequently to prevent debris from accumulating.


3. Neglecting Pool Equipment Maintenance


Your pool's equipment, including the pump, filter, and heater, plays a vital role in keeping the water clean and comfortable. However, many homeowners fail to perform regular maintenance on this equipment, leading to inefficiency and potential breakdowns.


How to Avoid It: Schedule routine inspections of your pool equipment, checking for signs of wear and tear or unusual noises. Clean the filter regularly according to the manufacturer's instructions, and backwash the system if necessary. Ensure that the pump is running for the recommended amount of time each day, typically 8-12 hours, to circulate the water effectively.


4. Overlooking the Pool's Water Level


Maintaining the correct water level in your pool is essential for the proper functioning of the skimmer and other equipment. If the water level is too low, the pump may run dry and become damaged. If it's too high, the skimmer won't be able to remove debris effectively.


How to Avoid It: Keep an eye on your pool's water level, especially after heavy rainfall or during periods of high evaporation. The water level should be at the midpoint of the skimmer opening. Adjust it as needed by adding or draining water.


5. Failing to Winterize the Pool


As the swimming season comes to an end, many homeowners make the mistake of not properly winterizing their pool. This can lead to frozen pipes, cracked tiles, and other damage that can be expensive to repair.


How to Avoid It: Winterize your pool by thoroughly cleaning it, balancing the water chemistry, and lowering the water level below the skimmer. Drain all the pool equipment, including the pump and heater, and cover the pool with a high-quality cover to keep out debris. If you're unsure how to winterize your pool correctly, consider hiring a professional to do it for you.


Conclusion


Maintaining a pool requires regular attention and care, but avoiding common mistakes can save you time, money, and frustration. By keeping your water chemistry balanced, cleaning regularly, maintaining your equipment, monitoring the water level, and properly winterizing your pool, you'll ensure that your pool remains in excellent condition for years to come. Remember, a well-maintained pool is not only more enjoyable to swim in, but it also enhances the value of your property.


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