top of page
horizontal_nowrap_blue.png

Get your dream swimming pool with HFS Financial!
Building a backyard swimming pool is one of the most exciting adventures you’ll ever have. That’s what makes swimming pool loans so incredibly important. Not only will you be adding a beautiful asset to your home, but you’ll also be creating a space to make endless memories with the ones you love most.
 
The inviting sparkle of clear, cool water turns a boring backyard into a complete showstopper. Adding the crown jewel of your home all begins with the right financing, with terms and rates on pool loans that will make both your heart and your wallet happy. Discover how HFS Financial can help you get the backyard pool of a lifetime.

What impact can a swimming pool have on my home and family?
A swimming pool brings so much to any home – entertainment, closer relationships, less screen time, more healthy exercise, and so much more. Installing a new swimming pool also adds great value to your at-home lifestyle and can even boost your home’s equity! The right swimming pool can set the stage for premier family time, backyard parties, restorative relaxation, holiday celebrations, and a gathering space for kids and adults alike.

When you want to build an inground pool – whether fiberglass, concrete, or vinyl liner – you’re going to need the best financing to get this major home improvement project completed according to your dreams.

That’s why HFS Financial offers the leading options for swimming pool loans for your sensational new pool. Plus, it couldn’t be easier to get started on the financing you need to make all your backyard pool dreams happen. With our quick, 60-second inquiry, you can start the process of discovering your own incredible backyard transformation.

Where can I find swimming pool loans with good rates?
HFS Financial can help you find the perfect financing options for your new swimming pool. Why use HFS Financial for your new pool? For over 55 years, we have specialized in helping consumers find the right swimming pool loans to ensure the most pleasant overall pool financing experience. 

If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it used to take to get a swimming pool loan. So, we established HFS Financial to turn a complicated process into a fast and simple one. Cut through the red tape with an easy process that involves far less paperwork and far more beneficial options than other financing available. Now you can spend more time building a new swimming pool in your backyard and less time struggling to finance the project before it even starts.

How can I know I am getting the right pool loan for my needs?

One of the most important parts of funding is being able to do what you want, when you want, with your own money. Our direct-to-consumer financing gives you complete control over your own funding – making you a cash buyer from the get-go. And with no staged funding, your perfect pool project will never be held up for inspections, approval, or other delays often associated with other types of financing options. 
 
Are loans with HFS Financial hassle free?

You’ll receive 100% of your financing up front – allowing you to make the purchases, payments, and decisions you need to get your stunning new backyard pool completed quickly. Check out our online reviews to see all the happy customers who chose HFS for their pool loan. Our goal is provide the easiest pool loans in the industry. We get you a loan, and then we leave you alone!
 
 
How much can I finance and for how many years can you finance a pool?

A very common question is “what are typical pool loan terms?”. Often, pool lenders cap their lending at 10- to 15-year terms. However, when you work with HFS Financial for your swimming pool loan needs, you can lengthen the term of your pool loans to up to 20 years. Not only does this allow for a lower monthly payment, but our fixed-rate payment options and excellent interest rates make building your dream pool cost-effective.

The average cost of in-ground swimming pool loans is between $20,000 – $100,000. With loans up to $500,000, the sky’s the limit on all of the ways you can make your backyard the most beautiful space at home. And with swimming pool loans and other home improvement loans available, you can maximize your money by planning your projects at the same time. When you have a contractor who specializes in building exceptional backyard retreats, check out their full array of offerings for your new backyard space.

How fast will my swimming pool loan be funded?

At HFS Financial, we work tirelessly to ensure that you have the money in hand that you need right when you need it. Once your application is submitted, we quickly notify you of your funding options – often in as little as 24 hours! You’ll also have a dedicated expert on hand to walk you through all of the details concerning your project financing. In fact, you can reach our team anytime by calling 1-800-254-9560.
With ultra-fast funding, you can get started on your project as soon as you want. Don’t waste precious time chasing financing that will leave you frustrated: facing staged funding, dealing with unnecessary approvals and delays, or being waylaid by other red tape and roadblocks. At HFS, we get your pool loan funded as quickly as possible, so you can get started on your dream pool ASAP. 

What if I need to improve the area around my new swimming pool with landscaping, fencing, or decking?

As you plan your new swimming pool, you may realize the need for additional financing for other home improvement projects like privacy or chain link fencing, a pool enclosure, a new deck, backyard landscaping, and more. Do you need to apply for separate financing? Not with HFS Financial! Roll your entire project into one easy-to-secure loan. We offer an array of home improvement financing options for both exterior and interior projects.

With the help of the expert staff at HFS Financial, you can obtain the home improvement and swimming pool loans you need to a backyard that will be the talk of the neighborhood. From new hardscaping and decking to a beautiful outdoor kitchen, you can truly build a custom space to live your best life at home. Whether poolside cooking and dining are in your vision, or you want new hardscaping and landscaping that complement your gorgeous new pool, you can have it all with financing through HFS Financial.

I’m ready! How do I find out my pool loan rates and payment options?

If you’ve been dreaming about finally building a new swimming pool in your backyard, make your dreams a reality by applying with HFS Financial today! HFS is your hassle-free unsecured swimming pool loans solution for all of your swimming pool loan needs. You receive your full loan amount up front, so you control your pool project.

Create the backyard retreat that all of your family, friends, and guests will love. With HFS Financial, “You Dream It, We Finance It!”

Maintaining Pool Safety: Tips for Families with Young Children

  • Writer: Leah Hughes
    Leah Hughes
  • Apr 4
  • 5 min read

a family sitting in their pool focused on the safety of their young children while enjoying the cool waters

As the warm weather of summer approaches, many families are looking forward to fun days by the pool. While poolside fun brings excitement, it also comes with the critical responsibility of keeping our loved ones safe, especially young children. As a pool owner, there is nothing of more importance than pool safety with young children. I'll never forget the call I got from my best friend when her youngest drowned in a swimming pool. The relative watching him turned her back for just a moment when the unthinkable occurred. Thankfully, they were able to revive him, and now he's grown into an adult with children of his own. Not every parent is as fortunate, which is why it’s so important to discuss pool safety now as we go into the swimming season. Pool safety is a critical consideration for families, as drowning remains a leading cause of injury-related deaths in children under five. By taking the necessary precautions, parents can help create a safe environment for their kids to enjoy the water while minimizing risks.


Here are essential tips to help you maintain pool safety and keep your little ones safe this summer.


1. Constant Supervision Is Key

One of the most important rules when it comes to pool safety is never to leave children unattended near or in the water. Even if your child is a strong swimmer, accidents can happen in the blink of an eye. Always designate a responsible adult to supervise children when they are in or near the pool. This supervision should be active and undistracted—avoid using your phone, reading, or engaging in other tasks while keeping an eye on your child.


2. Install Barriers Around the Pool for pool safety with young children

Physical barriers, such as fences, are essential to prevent young children from accessing the pool unsupervised. A four-foot or taller fence with self-closing and self-latching gates can significantly reduce the risk of accidental drownings. Make sure that the fence is free from gaps or climbable areas where children could potentially squeeze through. If you don’t already have a fence around your pool, installing one is a crucial step in enhancing safety. If the gate doesn’t close securely or can easily be opened by a child, it essentially serves no purpose. That's why gates need to be designed to be childproof—out of a child’s reach and locking mechanisms that only adults can operate as well as including features like high latches, self-closing gates and gates that open out instead of in. Even though this is code, make sure if you are building a new pool that your builder applies each of these safety measures.


3. Teach Water Safety Early

It’s never too early to start teaching your children basic water safety skills. Start with familiarizing them with the pool environment, allowing them to get used to the water and feel comfortable in it. As they grow, consider enrolling your child in swim lessons. While swim lessons won’t guarantee complete safety, they can provide children with the skills they need to respond appropriately if they accidentally fall into the pool.

In addition to swimming skills, teaching your children about the dangers of the pool—such as not running around the edge, not pushing others into the water, and how to get out of the pool safely—is important for long-term safety.


4. Equip Your Pool with Safety Equipment

Having proper safety equipment on hand is essential for dealing with emergencies. Make sure your pool is equipped with the following:

  • Life jackets: For young children or those who are not yet strong swimmers, life jackets provide an extra layer of protection. Ensure that the life jackets are Coast Guard-approved.

  • Rescue equipment: Keep items such as a life ring, reaching pole, or shepherd’s hook nearby in case of an emergency.

  • First aid kit: Always have a well-stocked first aid kit accessible in case of injuries or accidents.

  • Pool Covers: If budget allows, install an automatic pool cover that can be closed when you are not using your pool.


5. Be Cautious Around Pool Drains

Pool drains can be a hidden hazard for children. A child’s hair, clothing, or body can get caught in the drain, leading to dangerous situations. Make sure all pool drains are equipped with anti-entrapment covers to prevent suction accidents. Additionally, always supervise children closely around pool drains, as they may be unaware of the potential danger.


6. Avoid Poolside Distractions

Pools are fun, but they can also be dangerous if there are too many distractions. When supervising children, try to avoid being distracted by phones, conversations, or other activities that can take your focus away from the pool. Make sure the entire family understands the importance of focused attention when around water.


7. Know How to Perform CPR

Knowing how to perform CPR (cardiopulmonary resuscitation) is a crucial life skill for any parent or guardian with children who use the pool. In the event of an emergency, CPR can make the difference in saving a life. Consider taking a CPR and first aid course, and keep those skills up to date.


8. Teach Kids Poolside Etiquette

It's important to instill good habits in your children to ensure everyone enjoys the pool safely. Teach them the following poolside etiquette:


  • No running near the pool, as slipping and falling are common accidents.

  • Always wait for an adult’s permission before entering the pool.

  • No roughhousing or pushing other children into the water.

  • Follow pool rules, such as not diving into shallow water.


By promoting these behaviors, you can reduce the chances of accidents and ensure a more enjoyable time for everyone.


9. Monitor Water Quality and Temperature

Good water quality is essential to pool safety. A clean pool is not only more enjoyable to swim in, but it also helps prevent infections and accidents. Ensure that your pool is regularly maintained by checking the pH levels, chlorine levels, and filtration system. Additionally, monitor the pool's water temperature, as excessively cold or hot water can lead to discomfort or even shock for young children.


10. Have a Plan in Case of Emergency

Despite all precautions, accidents can still happen. Be prepared by having an emergency plan in place. Make sure every adult knows how to contact emergency services (911 or your local emergency number) and has access to your pool's emergency equipment. Having a clear plan in place can help you stay calm and act quickly during an emergency.


Final Thoughts

As you prepare for summer fun, pool safety should always be at the forefront of your mind. By following these tips, you can ensure that your young children enjoy the pool in a safe and secure environment. Remember, while water safety is about prevention, it’s also about being prepared for emergencies. With the right precautions, you can create a fun and secure swimming experience for the whole family. Happy swimming! Leah Hughes, Owner of Texas Innovative Pools www.txinnovativepools.com

Comments

bottom of page