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Get your dream swimming pool with HFS Financial!
Building a backyard swimming pool is one of the most exciting adventures you’ll ever have. That’s what makes swimming pool loans so incredibly important. Not only will you be adding a beautiful asset to your home, but you’ll also be creating a space to make endless memories with the ones you love most.
 
The inviting sparkle of clear, cool water turns a boring backyard into a complete showstopper. Adding the crown jewel of your home all begins with the right financing, with terms and rates on pool loans that will make both your heart and your wallet happy. Discover how HFS Financial can help you get the backyard pool of a lifetime.

What impact can a swimming pool have on my home and family?
A swimming pool brings so much to any home – entertainment, closer relationships, less screen time, more healthy exercise, and so much more. Installing a new swimming pool also adds great value to your at-home lifestyle and can even boost your home’s equity! The right swimming pool can set the stage for premier family time, backyard parties, restorative relaxation, holiday celebrations, and a gathering space for kids and adults alike.

When you want to build an inground pool – whether fiberglass, concrete, or vinyl liner – you’re going to need the best financing to get this major home improvement project completed according to your dreams.

That’s why HFS Financial offers the leading options for swimming pool loans for your sensational new pool. Plus, it couldn’t be easier to get started on the financing you need to make all your backyard pool dreams happen. With our quick, 60-second inquiry, you can start the process of discovering your own incredible backyard transformation.

Where can I find swimming pool loans with good rates?
HFS Financial can help you find the perfect financing options for your new swimming pool. Why use HFS Financial for your new pool? For over 55 years, we have specialized in helping consumers find the right swimming pool loans to ensure the most pleasant overall pool financing experience. 

If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it used to take to get a swimming pool loan. So, we established HFS Financial to turn a complicated process into a fast and simple one. Cut through the red tape with an easy process that involves far less paperwork and far more beneficial options than other financing available. Now you can spend more time building a new swimming pool in your backyard and less time struggling to finance the project before it even starts.

How can I know I am getting the right pool loan for my needs?

One of the most important parts of funding is being able to do what you want, when you want, with your own money. Our direct-to-consumer financing gives you complete control over your own funding – making you a cash buyer from the get-go. And with no staged funding, your perfect pool project will never be held up for inspections, approval, or other delays often associated with other types of financing options. 
 
Are loans with HFS Financial hassle free?

You’ll receive 100% of your financing up front – allowing you to make the purchases, payments, and decisions you need to get your stunning new backyard pool completed quickly. Check out our online reviews to see all the happy customers who chose HFS for their pool loan. Our goal is provide the easiest pool loans in the industry. We get you a loan, and then we leave you alone!
 
 
How much can I finance and for how many years can you finance a pool?

A very common question is “what are typical pool loan terms?”. Often, pool lenders cap their lending at 10- to 15-year terms. However, when you work with HFS Financial for your swimming pool loan needs, you can lengthen the term of your pool loans to up to 20 years. Not only does this allow for a lower monthly payment, but our fixed-rate payment options and excellent interest rates make building your dream pool cost-effective.

The average cost of in-ground swimming pool loans is between $20,000 – $100,000. With loans up to $500,000, the sky’s the limit on all of the ways you can make your backyard the most beautiful space at home. And with swimming pool loans and other home improvement loans available, you can maximize your money by planning your projects at the same time. When you have a contractor who specializes in building exceptional backyard retreats, check out their full array of offerings for your new backyard space.

How fast will my swimming pool loan be funded?

At HFS Financial, we work tirelessly to ensure that you have the money in hand that you need right when you need it. Once your application is submitted, we quickly notify you of your funding options – often in as little as 24 hours! You’ll also have a dedicated expert on hand to walk you through all of the details concerning your project financing. In fact, you can reach our team anytime by calling 1-800-254-9560.
With ultra-fast funding, you can get started on your project as soon as you want. Don’t waste precious time chasing financing that will leave you frustrated: facing staged funding, dealing with unnecessary approvals and delays, or being waylaid by other red tape and roadblocks. At HFS, we get your pool loan funded as quickly as possible, so you can get started on your dream pool ASAP. 

What if I need to improve the area around my new swimming pool with landscaping, fencing, or decking?

As you plan your new swimming pool, you may realize the need for additional financing for other home improvement projects like privacy or chain link fencing, a pool enclosure, a new deck, backyard landscaping, and more. Do you need to apply for separate financing? Not with HFS Financial! Roll your entire project into one easy-to-secure loan. We offer an array of home improvement financing options for both exterior and interior projects.

With the help of the expert staff at HFS Financial, you can obtain the home improvement and swimming pool loans you need to a backyard that will be the talk of the neighborhood. From new hardscaping and decking to a beautiful outdoor kitchen, you can truly build a custom space to live your best life at home. Whether poolside cooking and dining are in your vision, or you want new hardscaping and landscaping that complement your gorgeous new pool, you can have it all with financing through HFS Financial.

I’m ready! How do I find out my pool loan rates and payment options?

If you’ve been dreaming about finally building a new swimming pool in your backyard, make your dreams a reality by applying with HFS Financial today! HFS is your hassle-free unsecured swimming pool loans solution for all of your swimming pool loan needs. You receive your full loan amount up front, so you control your pool project.

Create the backyard retreat that all of your family, friends, and guests will love. With HFS Financial, “You Dream It, We Finance It!”

Writer's pictureShelby Oliver

Why Fall is the Perfect Time to Build Your Dream Pool


build your dream pool

When people think of building a pool, their minds often drift to the heat of summer. After all, what better way to beat the heat than with a refreshing dip in your very own backyard oasis? While summer might seem like the ideal time to build a pool, fall is actually one of the best seasons to start your pool construction project. Here’s why fall is the perfect time to build your dream pool and how it can set you up for a stress-free and enjoyable swimming season next year.


1. Better Availability and Flexibility


During the summer, pool builders are often booked solid, juggling multiple projects and working on tight schedules. By the time fall rolls around, however, their workload usually lightens up, giving you better access to top contractors. This increased availability means you can secure a slot with your preferred builder without the long wait times that are common during peak season.


Not only does this give you the flexibility to choose the best contractor for your needs, but it also allows you to plan the project timeline more effectively. You can work with your builder to set a schedule that works for you, ensuring that your pool is completed well before the next swim season.


2. Ideal Weather Conditions


Fall weather provides the perfect conditions for pool construction. Unlike the sweltering heat of summer, fall temperatures are cooler and more comfortable for construction crews. This not only makes the work easier for the builders but also helps ensure that materials like concrete cure properly without the risk of cracking or other damage due to extreme heat.


Additionally, fall is typically a drier season in many regions, which means fewer weather-related delays. With less rain and more stable weather, your pool construction is more likely to stay on schedule, allowing you to enjoy your new pool as soon as possible.


3. Cost Savings and Off-Season Discounts


One of the most significant advantages of building a pool in the fall is the potential for cost savings. Many pool companies offer discounts and promotions during the off-season to keep their crews busy. These savings can be substantial, especially if you're able to take advantage of end-of-season sales on materials, equipment, and landscaping services.


By starting your pool project in the fall, you can also avoid the price hikes that often occur during the busy summer months when demand is at its highest. These cost savings can be reinvested into upgrading your pool with additional features like a spa, waterfall, or high-end finishes that enhance your backyard retreat.


4. Ready for Summer Fun


Building a pool in the fall means that by the time summer arrives, your pool will be ready for use. Instead of spending the early months of summer dealing with construction noise, dirt, and disruptions, you’ll be able to jump right into relaxation mode. Your pool will be fully operational, and your landscaping will have had time to mature, creating a beautiful, inviting space to enjoy with family and friends.


Having your pool ready to go at the start of summer also means you can take full advantage of the entire swimming season, maximizing your investment. Whether you're planning pool parties, weekend barbecues, or simply quiet afternoons lounging by the water, you'll have everything in place to make the most of your summer.


5. Easier Integration with Landscaping


Landscaping is a crucial aspect of any pool project, as it enhances the beauty and functionality of your outdoor space. By starting your pool construction in the fall, you can coordinate the build with your landscaping plans more effectively. Fall is an excellent time for planting, as cooler temperatures and increased rainfall help new plants establish strong roots.


With your pool and landscaping completed together, your backyard will look seamless and well-integrated by the time spring rolls around. You'll also have the opportunity to address any final touches, such as adding outdoor furniture, lighting, or a fire pit, ensuring that your backyard is the perfect place to unwind and entertain.


6. Less Disruption to Your Daily Life


Constructing a pool during the fall months can also minimize disruptions to your daily life. Since fall is a transitional season, you're less likely to be using your backyard as frequently as you would in the summer. This means that construction won’t interfere as much with your outdoor activities, allowing you to maintain a sense of normalcy while your dream pool takes shape.


Additionally, with school back in session and vacations winding down, your household may have more predictable schedules, making it easier to accommodate the construction process. You'll be able to manage the project with fewer interruptions, allowing for a smoother, more efficient build.


7. Enjoy Year-Round Benefits


While swimming might be the primary reason for building a pool, don’t forget that pools offer year-round benefits. A well-designed pool can be the centerpiece of your backyard, providing aesthetic appeal even during the cooler months. With features like a heated pool or an attached spa, you can extend your pool usage into the fall and even winter, enjoying the relaxing, therapeutic benefits of warm water when the temperatures drop.


Moreover, a pool can enhance your property value, making it a smart long-term investment. Whether you're planning to sell your home in the future or simply want to create a luxurious outdoor space for your family, building a pool in the fall sets the stage for a lifetime of enjoyment.


Conclusion


Building a pool in the fall is a smart choice that offers numerous advantages, from cost savings and better builder availability to ideal weather conditions and the convenience of having everything ready for summer. By starting your pool project now, you can ensure that your backyard oasis is perfectly tailored to your needs, providing endless enjoyment for years to come. So, if you’ve been dreaming of a pool, don’t wait until next summer—fall is the perfect time to bring that dream to life! Contact us at Texas Innovative Pool today!

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